About
My Name is James Terranova. Summit Leaf Capital Ventures is your trusted partner for securing the capital you need, whether it’s for a small balance fix-and-flip loan or financing major dream project of yours. Our mission is simple: Creative Solutions. Trusted Relationships.
We are dedicated to providing the best experience in capital financing, offering personalized attention, availability, and a commitment to your success. Let us help you achieve your goals with tailored financial solutions designed to bring your projects to life.
Products
Fix & Flip
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Interest Rates 9.75% - 12%
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​75-95% of Purchase Price
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100% Of Construction Costs
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65-70% of ARV
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Quick Draws Under $50K
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Close in 5 Business Days
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No Income Requirements
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Foreign Nationals Welcomed
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$40K Minimum Purchase Price
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No Max Purchase Price
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Multi Family & Commercial Flips
DSCR
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Interest Only DSCR Available!
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Interest 5.25 - 7.5%
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Up To 80% of Purchase Price
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Up TO 75% On Cash Out
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660 Credit Score or Higher To Qualify
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(Higher Score = Better Rates)
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10 Day Close
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New Construction
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ANNUALIZED INTEREST RATES FROM 10.95%
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ORIGINATION FEE AT 2.00%
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12 TO 18 MONTH TERM
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MINIMUM LOAN AMOUNT $150,000
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MAXIMUM LOAN AMOUNT $3,500,000
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NO PREPAYMENT PENALTY
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NO DRAW INSPECTION ON REQUESTS UNDER $50,000. SAME DAY DRAW REQUESTS POSSIBLE.
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MINIMUM FICIO SCORE OF 680 OR BETTER.
DSCR Portfolio
Loan to Values:
Minimum Property Count: 2 No Max. Loan amount limits apply on each specific property so there is no maximum combined loan amount for this program.
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Purchase - 80% of As Is Value
Rate and Term - 80% of As Is Value
Cash Out Refinance - 75% of As Is Value
Terms: 5, 7, 10, or 30 Year Fixed Rates.
Payment Type: Full PITI or Interest Only
Rates starting at 5.375%
Origination Fees starting at 1.0%
Minimum FICO Score: 660 or better
Property may be vacant at close as long a property can be rented with in 90 days.
Collateral Type: Single Family, Condo, Warranted or Non Warranted, Townhome, 2-4 Unit. No Land. No Commercial.
Close of Escrow 2-3 Weeks
Minimum Loan Amount: $75,000 as low as $50,000 case by case.
Maximum Loan Amount: $1,500,000 as high as $3,500,000 case by case.
Minimum DSCR 1.10
Unsecured Financing
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Finance Up To $2 Billion
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Under $1M - Don't Need Tax Returns
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Factoring Your Revenue or Equipment
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Can Be Funded In As Little As 4 Hours!
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RE Companies, Medical, Brick & Mortar etc
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660 Credit Score & Under $1MM>
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700 Credit Score & Higher $1MM<
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Rates 8% - 20%
3X Your Cash Power
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Minimum Cash Collateral Required Is $10M = $30M Loan (NO MAX $1B+)​
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4 Year Interest Only Loan
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4.75% Interest Rate & 6 Points
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1st 2 Years = Monthly Draws
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Payment Starts Months 24-48
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Product For Large Scale Development Projects​
Commercial & Business Loans
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Short Term Hard Money/Bridge Loans
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A&D Loans
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New Construction Projects
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Foreclosure Bailouts
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BLOCS
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MEZZANINE LOANS
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Multi Family Refi's
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SBA Loans
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Equity Based Lending
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Debt Lending
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Patents, IP, Technology
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Joint Ventures
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Creative Financing​
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No Financial Limit
Loan Request Submission
1309 Coffeen Ave STE 200
Sheridan, WY 82801
James Terranova
267-816-3168
Creative Solutions,
Trusted Relationships
Terms & Conditions
Last Updated: [10/19/2024]
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Welcome to Summit Leaf Capital Ventures LLC. By accessing or using our website, www.summitleafcapitalventures.com, you agree to comply with and be bound by the following terms and conditions. If you do not agree to these Terms, please do not use our Site.
1. Acceptance of Terms
By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Site.
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2. Eligibility
You must be at least 18 years old to use this Site. By using this Site, you represent and warrant that you are at least 18 years of age.
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3. Products and Services
Summit Leaf Capital Ventures LLC provides various loan products and services aimed at investors. The information and services offered on this Site are for informational purposes only and do not constitute financial, legal, or professional advice.
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4. User Conduct
You agree not to use the Site for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Site or interfere with any other party’s use of the Site. You further agree not to attempt to gain unauthorized access to any portion of the Site or any other systems or networks connected to the Site.
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5. Intellectual Property Rights
All content, trademarks, and other intellectual property displayed on the Site are the property of Summit Leaf Capital Ventures LLC or its licensors. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.
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6. Limitation of Liability
To the fullest extent permitted by applicable law, Summit Leaf Capital Ventures LLC shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including, but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of, or inability to access or use, the Site; (ii) any conduct or content of any third party on the Site; (iii) any content obtained from the Site; and (iv) unauthorized access, use, or alteration of your transmissions or content.
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7. Indemnification
You agree to indemnify, defend, and hold harmless Summit Leaf Capital Ventures LLC, its affiliates, and their respective directors, officers, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or in connection with your use of the Site, your violation of these Terms, or your violation of any rights of another party.
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8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of [Insert Your State], without regard to its conflict of law principles. You agree to submit to the personal jurisdiction of the state and federal courts located in Sheridan County, Wyoming for the resolution of any disputes.
9. Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting the updated Terms on the Site. Your continued use of the Site after the posting of changes constitutes your acceptance of such changes.
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10. Contact Information
If you have any questions about these Terms, please contact us at:
Summit Leaf Capital Ventures LLC
[1309 Coffeen Ave STE 200
Sheridan, Wyoming 82801]
[james@summitleafcapitalventures.com]
[267-816-3168]
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Privacy Policy
Last Updated: 10/19/2024
This Privacy Policy explains how Summit Leaf Capital Ventures LLC collects, uses, and protects your personal information when you visit our website, www.summitleafcapitalventures.com. By accessing or using the Site, you agree to the terms of this Privacy Policy.
1. Information We Collect
We may collect personal information from you when you visit our Site, register for an account, request information, or communicate with us. The types of information we may collect include, but are not limited to:
- Personal Identification Information: Name, email address, phone number, and other contact information.
- Financial Information: Information related to your financial status, such as income, credit history, and investment details.
- Usage Data: Information about how you use our Site, including your IP address, browser type, pages visited, and the time and date of your visit.
2. How We Use Your Information
We may use the information we collect for various purposes, including:
- To provide, maintain, and improve our products and services.
- To communicate with you, including responding to your inquiries and providing customer support.
- To process your requests and transactions.
- To send you promotional and marketing communications, if you have opted to receive them.
- To analyze usage trends and improve the Site.
3. Data Sharing and Disclosure
We do not sell or rent your personal information to third parties. We may share your information with:
- Service Providers: Third-party vendors who perform services on our behalf, such as payment processing, data analysis, and email delivery.
- Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
4. Data Security
We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.
5. Your Rights
Depending on your location, you may have certain rights regarding your personal information, including the right to:
- Access, correct, or delete your personal information.
- Withdraw consent to the processing of your data.
- Object to the processing of your data.
To exercise these rights, please contact us using the information provided below.
6. Third-Party Links
Our Site may contain links to third-party websites that are not operated by us. We have no control over the content and practices of these sites and are not responsible for their privacy policies. We encourage you to review the privacy policies of any third-party websites you visit.
7. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
8. Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us at:
Summit Leaf Capital Ventures LLC
1309 Coffeen Ave STE 200
Sheridan, Wyoming 82801
James@summitleafcapitalventures.com
267-816-3168
Accessibility Statement
Last Updated: 10/19/2024
At Summit Leaf Capital Ventures LLC, we are committed to ensuring that our website, www.summitleafcapitalventures.com, is accessible to everyone, including individuals with disabilities. We strive to provide a user-friendly experience for all visitors, regardless of their abilities or disabilities.
1.Commitment to Accessibility
We aim to adhere to the Web Content Accessibility Guidelines (WCAG) 2.1 at Level AA standards to ensure our Site is accessible to the widest possible audience. This includes making our content perceivable, operable, understandable, and robust for all users.
2. Accessibility Features
We have implemented various features to enhance accessibility on our Site, including:
- Text alternatives for non-text content, such as images.
- Keyboard navigation support for all interactive elements.
- Clear and consistent navigation and layout.
- Use of accessible forms and error identification.
- Color contrast considerations to ensure readability.
3. Continuous Improvement
We are continually working to improve the accessibility of our Site and regularly review our content and features to identify areas for enhancement. If you encounter any accessibility barriers while using our Site, please let us know.
4. Feedback
We welcome your feedback on the accessibility of our Site. If you have any questions, comments, or suggestions, please contact us at:
Summit Leaf Capital Ventures LLC
1309 Coffeen Ave STE 200
Sheridan, Wyoming 82801
James@summitleafcapitalventures.com
267-816-3168
5. Third-Party Content
Please note that our Site may contain links to third-party websites, which may not be fully accessible. We encourage you to provide feedback about these sites to their respective owners.
6. Limitations
While we strive to make our Site accessible, please understand that it may not be possible to have 100% accessibility due to the rapid evolution of technology and content. We are committed to addressing accessibility issues promptly.
Thank you for visiting our Site, and we appreciate your understanding as we work towards creating a more accessible online experience for everyone.
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